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Aria

embedded invoice financing so suppliers on B2B platforms get paid instantly while buyers keep their terms

3 open rolesSeries A · €7M (~$8M) + €240M debt facility50+ peopleParis

Last verified August 15, 2026 · Updated daily

What Aria is building

Aria embeds invoice financing directly into the B2B platforms where work already happens — marketplaces, ERPs, and vertical SaaS. Via API, a supplier gets paid the moment an invoice is approved while the buyer keeps standard 60-day terms; Aria buys the invoice and, under the new structure, transfers receivables into a bankruptcy-remote securitisation fund led by Nomura, which issues securities backed by buyers' future payments — cash recycles as invoices settle. It's factoring rebuilt as infrastructure, without factoring's rejection rates. The platform advanced 1.7 million invoices in 2025 and over 1.1 million more in the first half of 2026, powers 70+ of Europe's largest B2B marketplaces and freelance platforms including Malt and Job&Talent, has processed more than €1.5B since launch, and holds a default rate below 0.1%.

Why this matters

Late payments are Europe's quiet SME crisis — the EU Payment Observatory suggests resolving the bottleneck could unlock over €100B in annual cash flow, and Aria's CEO likes to note owners spend an average of 86 hours a year chasing payments. What makes this round interesting isn't the €7M; it's the structure around it: a Nomura-led securitisation and La Banque Postale's venture arm (115K) taking a board seat is institutional validation that the credit engine works (that sub-0.1% default rate is the moat). Founded in 2020 by CEO Clément Carrier and COO Vincent Folny, Aria now plans to push its AI-driven underwriting into heavier verticals — manufacturing, construction, transportation — where invoice values are larger and incumbents are weakest. Embedded B2B financing is consolidating; Aria just bought itself the balance sheet to win its corner of it.

Investors: 115K (Armelle de Tinguy — La Banque Postale's VC arm) lead, joins the board, 13books Capital (returning), debt: securitisation fund led by Nomura with Fost; Sienna and Montpensier Arbevel via a separate vehicle

Open roles at Aria

3 positions we're tracking. Roles are re-checked daily and removed when filled.

Machine Learning Engineer (Underwriting)

Paris·Mid-level

First seen last month

Apply →

Risk / Credit Analyst

Paris·Mid-level

First seen last month

Apply →

Sales / Partnerships Manager (Platforms)

Paris·Mid-level

First seen last month

Apply →

Hiring outlook

The equity is explicitly for three things and one of them is 'fund new hires' — alongside AI tooling investment and client onboarding, both of which are themselves headcount (ML engineers and onboarding/ops people). The €240M facility is the growth constraint being removed: financing capacity now outruns team capacity, and the company has named manufacturing, construction, and transportation as expansion sectors, implying new vertical GTM hires.

Hiring intensity: 6/8

Working at Aria

Aria: embedded invoice financing so suppliers on B2B platforms get paid instantly while buyers keep their terms. Founded 2020, currently employees. What this means for you: opportunity to shape your role based on the company stage.

Most Aria jobs are based in Paris.

Frequently asked questions

How many jobs does Aria have open?

Aria currently has 3 open roles, last verified July 2026.

Does Aria hire remotely?

All current Aria roles are based in Paris.

What roles is Aria hiring for?

Aria is hiring across Engineering, Other. The most recent opening is Machine Learning Engineer (Underwriting).

How do I apply for a job at Aria?

Apply directly through the links above, or read our guide on how to actually get hired at Aria.

Where is Aria based?

Aria is headquartered in Paris.

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