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Moto Finance
DeFi-Backed Consumer Banking
Last verified August 15, 2026 · Updated daily
What Moto Finance is building
Moto is building a Visa Infinite credit card and high-interest savings account that runs on blockchain infrastructure underneath a product that looks and feels like a normal bank account. Deposits earn between 2% and 5% interest depending on balance size. All card spend earns 5% cashback. The yields are generated through DeFi protocols - insured, stablecoin-backed mechanisms - not traditional treasury operations. The card also bundles lifestyle perks: Spotify, Netflix, YouTube Premium, Financial Times, airport lounge access, concierge services, and curated event invitations. The target customer is the next generation of high-balance savers who want DeFi-level returns without having to touch a wallet or understand a protocol.
Why this matters
The conventional neobank model - Revolut, Monzo, Brex - competes on UX and FX rates. The yield is incidental. Moto's entire product thesis is that the yield is the product, and DeFi infrastructure is the only way to deliver it at a margin that makes sense. The founders came from Squads, the largest protocol by value secured on Solana - they built the infrastructure layer first and are now building the consumer layer on top of it. The regulatory environment has shifted materially: the GENIUS Act, Circle's IPO, and the broader institutional acceptance of stablecoins have made a compliant DeFi-backed consumer card viable in a way it simply was not two years ago. Moto is timed well. The gap between what a savings account pays at Chase and what a DeFi protocol pays is still enormous, and the first product to bridge that gap cleanly - compliantly, with a Visa card attached - wins a very large market.
Open roles at Moto Finance
4 positions we're tracking. Roles are re-checked daily and removed when filled.
Solana / Blockchain Engineer
First seen 4 months ago
Compliance and Regulatory Associate
First seen 4 months ago
Growth Marketing Associate
First seen 4 months ago
Customer Operations Associate
First seen 4 months ago
Hiring outlook
Pre-seed with explicit hiring priorities named in press release: engineering, compliance, market entry. Two-person team with aggressive roadmap.
Working at Moto Finance
Since , Moto Finance has built DeFi-Backed Consumer Banking. The team is now people. For a Fintech company this size, the reality is opportunity to shape your role based on the company stage.
The majority of roles are in New York.
Frequently asked questions
How many jobs does Moto Finance have open?
4 open roles at Moto Finance, last checked March 2025.
Does Moto Finance hire remotely?
No remote roles right now — all positions are in New York.
What roles is Moto Finance hiring for?
Moto Finance is hiring across Engineering, Other, Marketing, Operations. The most recent opening is Solana / Blockchain Engineer.
How do I apply for a job at Moto Finance?
Use the apply links above, or check our guide to getting hired at Moto Finance.
Where is Moto Finance based?
Moto Finance is headquartered in New York, US.
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