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Creem
Merchant-of-record billing that your own AI agents operate over MCP
Last verified September 19, 2026 · Updated daily
What Creem is building
Creem is a merchant of record for software companies: it is the legal seller in every transaction, so it handles card, PayPal, Apple Pay and Google Pay checkout in 190-plus countries and local currencies, VAT/GST/sales-tax collection and remittance, invoicing, fraud screening and chargebacks. On top of that sits billing built for AI products (credit wallets, metered billing on tokens, API calls, storage or compute, seat and prepaid models), affiliates and revenue splits with automatic payouts, short links with conversion tracking, and a native mobile app for store alerts. Pricing is 3.9% plus 40 cents per successful transaction, no monthly fee. The interesting design decision is what they did not build. Gabriel Ferraz's framing: a lot of startups are racing to build agent workflows or agentic payments; Creem went the other way. Everything in the dashboard is exposed through an MCP server, a CLI and an API, so a customer's own agent (Claude Code, Cursor, anything that speaks MCP) can create products, spin up checkouts, manage subscriptions, issue refunds and watch store activity. The founder's goal is a store that runs and optimises itself so revenue can grow without headcount. The 12-to-18-month roadmap is agent-operated billing and monetisation, growth tooling (affiliates, analytics, marketing-channel tracking), and global compliance and payouts across fiat and stablecoin rails.
Why this matters
Inovo's Dawid Sugier describes the customer as five or ten engineers building businesses worth tens, sometimes hundreds of millions, who still burn too much time on accounting, tax and operations. Creem is a data point for its own thesis: about 15 people, over €2M ARR, more than doubled since last August, with the first ten months run by the two founders and no sales team. The competitive set is Stripe, Paddle, Lemon Squeezy, Gumroad and Whop (Creem publishes comparison pages against each). The moat in merchant-of-record is not UI; it is the tax, fraud and payout machinery across 190 countries, which is exactly where the new hires are going (three payments-and-compliance roles). If small AI-native companies keep scaling revenue faster than headcount, the vendor that lets an agent run the whole back office wins by default.
Open roles at Creem
7 positions we're tracking. Roles are re-checked daily and removed when filled.
Founding Account Executive (Tallinn, on-site)
First seen today
Founding Growth Marketer (Tallinn, on-site)
First seen today
GTM Engineer (Tallinn, on-site)
First seen today
Customer Success Specialist (Tallinn, on-site)
First seen today
Senior Fraud Analyst (Tallinn, on-site)
First seen today
Senior Fraud Investigator (Tallinn, on-site)
First seen today
Senior Accountant (Tallinn, on-site)
First seen today
Know when Creem is hiring before anyone else
A role stays uncontested for about four days. Here's the window — and where we put you in it.
From $5.99/week, cancel any time.
Watching Creem
0 applicantsRole spotted & verified
1You get the alert
1You've applied
~8Hits the job boards
250+Hiring outlook
Seven live roles on jobs.ashbyhq.com/creem, all full-time and on-site in Tallinn: three growth (Founding AE, Founding Growth Marketer, GTM Engineer), one customer success, and three payments-and-compliance (Senior Accountant, Senior Fraud Analyst, Senior Fraud Investigator). No engineering roles are posted; the careers page describes a small, engineering-led team and a paid three-day on-site work trial with flights covered.
Working at Creem
Creem is a AI company based in Tallinn, Estonia. Working at a AI company at this stage means opportunity to shape your role based on the company stage.
Tallinn, Estonia is where most Creem positions are located.
How to actually get hired at Creem
Why applying the normal way doesn't work
Creem runs an applicant tracking system, but hiring managers still work referrals first. A cold application to Creem isn't dead, it's just fourth in line behind internal referrals, sourced candidates and recruiter pipelines.
Who to contact at Creem
What to show them
Build against their public docs: an MCP-driven demo where an agent creates a product, a usage-metered plan and an affiliate split, then monitors a test sale and issues a refund, all from Claude Code with no dashboard clicks. Record it, then write the onboarding sequence you would send to indie AI founders migrating off Lemon Squeezy or Stripe, with the objection you expect at each step.
A cold email that works at Creem
What Creem screens for
A Polish lead (Inovo) into a Tallinn company with Bolt's Markus Villig as an angel is the CEE-Baltics operator network at work, and the round came after revenue doubled rather than before. Look at what they are hiring: founding AE, founding growth marketer, GTM engineer, plus fraud and accounting seniors. That is a company that has product-market fit and is now building the machine around it. The three-day paid work trial is unusual and tells you the founders decide on shipped work, not interviews.
A tailored CV beats a generic one. Use Creem's job description language to clear filters.
Don't make these mistakes
Do not explain to Gabriel that global payments are hard. He took his first payment at a flea market at 12, left university at 16 for crypto, ran a crypto-focused dev agency in Brazil, scaled a payments platform past €180M in volume, and worked at Google and Adyen. Do not pitch 'add stablecoins' or 'build agentic checkout'; both are already on the roadmap or deliberately not the strategy. Alec built KYC infrastructure at Adyen and backend systems for crypto brokerages, so 'we should tighten fraud rules' without specifics will fall flat. Bring a real fraud pattern, a tax-edge-case, or a merchant-of-record ops failure you have actually handled.
Mistakes that kill Creem applications
Generic CVs stand out at a -person company — and not in a good way. Fastest path to rejection.
Don't open with what you want. Open with what Creem is dealing with right now — Inovo's Dawid Sugier describes the customer as five or ten engineers building businesses worth tens, sometimes hundreds of millions, who still burn too much time on accounting, tax and operations, and what you'd do about it.
Most AI applications get ghosted. A day-five follow-up can double your response rate.
Applying to Creem? Get the contact, not the form.
The Creem interview process
4 stages · 14 days typical · take-home: yes · modelled from similar companies
We don't yet have verified candidate reports for Creem. What follows is the typical process for a -person AI company — treat it as a model, not confirmed detail.
Interview stages
Recruiter Screen
Phone or video · 30 min
Basic qualification and logistics
Recruiter or HR
Hiring Manager Interview
Video call · 45 min
Role fit and experience deep-dive
Hiring manager
Technical/Functional Round
Video call · 60 min
Skills assessment and problem-solving
Team members
Final Round
In-person or video · 60 min
Culture fit and cross-functional alignment
Senior leadership
Creem take-home assignment
Creem includes a take-home exercise in their interview process. For AI roles, this typically involves a practical problem that takes 2-4 hours. Focus on clean, working code over premature optimization. They're evaluating how you think and communicate, not just the solution.
Creem interview timeline
Timeline: ~ days. That's about average than the AI median (14 days at people).
Interviewed at Creem?
Tell us how it went — stages, questions, timeline. Takes 90 seconds and it's how this page stays accurate for the next person.
Submit your Creem interview experience →Creem jobs, frequently asked questions
How many jobs does Creem have open?
As of September 2026, Creem has 7 open positions.
Does Creem hire remotely?
Currently, Creem only has in-office roles in Tallinn, Estonia.
What roles is Creem hiring for?
Creem is hiring across Sales, Marketing, Engineering, Customer, Other. The most recent opening is Founding Account Executive (Tallinn, on-site).
How do I apply for a job at Creem?
Apply via the links above. For tips, read our guide on how to get hired at Creem.
Does Creem respond to cold emails?
Not enough data yet on Creem's cold email response rates.
Who is the hiring manager at Creem?
At this size, hiring is usually run by the hiring manager.
How competitive is it to get hired at Creem?
Expect 100-250 applicants in the first two weeks for AI roles at this size. Apply within 72 hours for best odds.
How many rounds is the Creem interview?
4 stages: Recruiter Screen, Hiring Manager Interview, Technical/Functional Round, Final Round.
Is the Creem interview hard?
Expect technical depth and system design, not algorithm trivia. Candidates report Technical Interview as the toughest stage.
Does Creem give a take-home task?
Yes, Creem includes a take-home assignment.
How long does Creem take to get back to you?
Around 14 days across the full process.
What should I prepare for the Creem interview?
technical depth and system design is the priority. Show you can work autonomously — that matters more than algorithms at people.
Where is Creem based?
Creem is headquartered in Tallinn, Estonia.
Get Creem roles before they're posted
A role stays uncontested for about four days. Here's the window — and where we put you in it.
From $5.99/week, cancel any time.
Watching Creem
0 applicantsRole spotted & verified
1You get the alert
1You've applied
~8Hits the job boards
250+Related
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