Last verified 16 Oct · updated daily

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Zaria

Real-time loan servicing and collateral infrastructure for mark-to-market credit

3 open rolesSeed · $5.2M
Size
—
Backers
LVP
HQ
Mill Valley
Industry
Infrastructure

Open roles at Zaria

3 positions we're tracking, re-checked daily

  • Backend / Platform Engineer (real-time collateral monitoring)

    Mill Valley, USAMid-levelFirst seen today
    Apply ↗
  • Structured Finance / Capital Markets Operations

    Mill Valley, USAMid-levelFirst seen today
    Apply ↗
  • Compliance & Regulatory (trust bank build-out)

    Mill Valley, USAMid-levelFirst seen today
    Apply ↗

Tracking Zaria

Last checked October 16, 2026

Know when Zaria is hiring before anyone else

A role stays uncontested for about four days. Here's the window, and where we put you in it.

Notify me when Zaria hires

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  1. LiveWatching Zaria0 applicants
  2. +2hRole spotted & verified1 applicant
  3. +4hYou get the alert1 applicant
  4. Day 3You've applied~8 applicants
  5. Day 7+Hits the job boards250+ applicants

The product

What Zaria is building

Zaria is a fiduciary for structured finance. Today it provides loan servicing, backup servicing, collateral management and agency services to structured-finance lenders and lenders backed by digital assets. Its pitch is "the real-time infrastructure layer that mark-to-market credit has been missing": 24/7 collateral monitoring for loans backed by assets like bitcoin, which trade around the clock while traditional servicers work bank hours. Backup servicing is built for "same-day transition readiness" if a primary servicer fails. The bigger move is the bank charter. In July 2026 the OCC received Zaria's application for Zaria National Trust Bank, a special-purpose national bank limited to trust activities. It would take no deposits, make no loans and issue no digital currency. What it would do is act as corporate trustee (indenture trustee, for instance) on ABS and CLO deals, plus agency services on credit facilities. Its existing operating subsidiary, Zaria Servicing LLC, would merge into the bank on approval. The work is already live. American Banker reports Zaria was named backup servicer on Ledn's $188M bitcoin-backed securitization in early 2026, and its release names Ledn, Maple, Galaxy, Kraken and Figure as platform partners.

The money

Why this matters

Crypto-backed lending is growing up into securitization, and securitization needs boring institutions: trustees, servicers, backup servicers. Those roles have always been held by large banks running batch-era systems, and they aren't built for collateral that can move sharply on a weekend. Zaria's homepage frames the market at $1.7T of ABS outstanding, $500B of securities-backed loans and $74B of digital-asset-backed loans. A national trust charter is the moat. If approved, Zaria can sit in the trustee seat on deals itself rather than partner with an incumbent bank, which is the same play several crypto custodians made to get federal standing. A software team that holds the fiduciary license and also runs real-time collateral monitoring is a different, much harder to copy business than another servicing dashboard.

Investors: Lightspeed Venture Partners (Aaron Frank)

The outlook

Hiring outlook

Implied, not explicit. CEO Emily Barron said the investment 'lets us grow that team, extend the technology,' but the company's JazzHR board currently shows no open positions. Candidates should reach out speculatively via [email protected].

Hiring intensity4/8

Working at Zaria

Zaria is a Infrastructure company based in Mill Valley, USA. For a Infrastructure company this size, the reality is opportunity to shape your role based on the company stage.

Most Zaria jobs are based in Mill Valley, USA.

How to actually get hired at Zaria

Why applying the normal way doesn't work

Zaria has an ATS but the real pipeline is referrals → sourced → recruiter picks → cold apps. You can still get through, but know where you stand.

Who to contact at Zaria

Who decides
the hiring manager
Best channel
LinkedIn or direct email

What to show them

A small service that streams BTC prices, tracks loan-to-value across a mock portfolio of bitcoin-backed loans, and fires margin-call and liquidation triggers with an auditable event log a trustee could sign off on.

A cold email that works at Zaria

Subject: Backend / Platform Engineer (real-time collateral monitoring), [your one-line proof]
Hi Keith, 24/7 collateral monitoring sounds simple until you need an audit trail a trustee will sign. I built a small LTV-monitoring service for a mock bitcoin-backed loan book, with replayable margin-call events, and I'd love your take on where it falls short of what Ledn-style deals require.
Get personalised templates →

What Zaria screens for

Lightspeed's Aaron Frank, a fintech partner, said Zaria 'has already built real traction with structured finance and digital asset-backed lenders,' and the release ties the money directly to the OCC charter. That makes this a regulatory build-out round: the team will need people who can run bank-grade operations and systems before the charter lands. With no roles posted yet, the window is before the job board fills up. A specific, credentialed note to [email protected] now beats an application later.

Tailor your CV to the specific Zaria role rather than sending a general one. Applications that mirror the language of the job description clear automated filters at a materially higher rate.

Avoid

Don't make these mistakes

Emily has held leadership roles in securitization, lending operations and capital markets at NYDIG, SoFi, Silicon Valley Bank, Barclays and Nomura. Pitching 'crypto is the future of finance' or 'DeFi will replace trustees' misses the point: her company is applying to become a regulated, deposit-free trust bank. Lead with fluency in servicing waterfalls, collateral triggers or trustee obligations, not token enthusiasm.

Mistakes that kill Zaria applications

  • Don't send the same CV you sent everywhere else. At people it's obvious, and it's the fastest rejection there is.

  • Lead with their problem, not your ambition. Zaria is focused on Crypto-backed lending is growing up into securitization, and securitization needs boring institutions: trustees, servicers, backup servicers — show you understand that.

  • Don't apply and wait. The median Infrastructure application gets no response ever. One follow-up at day five roughly doubles reply rates.

Tracking Zaria

Applying to Zaria? Get the contact, not the form.

Notify me when Zaria hires

The Zaria interview process

4 stages14 days typicalTake-home: noModelled from similar companies

We don't yet have verified candidate reports for Zaria. What follows is the typical process for a -person Infrastructure company, so treat it as a model, not confirmed detail.

Interview stages

  1. 1

    Recruiter Screen

    Phone or video · 30 min

    What it testsBasic qualification and logistics
    Usually run byRecruiter or HR
  2. 2

    Hiring Manager Interview

    Video call · 45 min

    What it testsRole fit and experience deep-dive
    Usually run byHiring manager
  3. 3

    Technical/Functional Round

    Video call · 60 min

    What it testsSkills assessment and problem-solving
    Usually run byTeam members
  4. 4

    Final Round

    In-person or video · 60 min

    What it testsCulture fit and cross-functional alignment
    Usually run bySenior leadership

Zaria interview timeline

Zaria runs about 14 days from first contact to offer. The median for Infrastructure companies at people is 14 days, so Zaria is about average than most.

Interviewed at Zaria?

Tell us how it went: stages, questions, timeline. Takes 90 seconds and it's how this page stays accurate for the next person.

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Zaria jobs, frequently asked questions

How many jobs does Zaria have open?

We're tracking 3 active openings at Zaria (verified October 16, 2026).

Does Zaria hire remotely?

All current Zaria roles are based in Mill Valley, USA.

What roles is Zaria hiring for?

Zaria is hiring across Engineering, Marketing, Design. The most recent opening is Backend / Platform Engineer (real-time collateral monitoring).

How do I apply for a job at Zaria?

Click through to apply, or see our detailed guide on landing a job at Zaria.

Does Zaria respond to cold emails?

We haven't verified response rates at Zaria yet.

Who is the hiring manager at Zaria?

At this size, hiring is usually run by the hiring manager.

How competitive is it to get hired at Zaria?

Expect 100-250 applicants in the first two weeks for Infrastructure roles at this size. Apply within 72 hours for best odds.

How many rounds is the Zaria interview?

4 stages: Recruiter Screen, Hiring Manager Interview, Technical/Functional Round, Final Round.

Is the Zaria interview hard?

The interview emphasizes relevant experience and culture fit over abstract problems. Hardest stage: Final Round.

Does Zaria give a take-home task?

No, Zaria does not include a take-home stage.

How long does Zaria take to get back to you?

Around 14 days across the full process.

What should I prepare for the Zaria interview?

Study relevant experience and culture fit. At this size (), they care about self-sufficiency over textbook knowledge.

Where is Zaria based?

Zaria is headquartered in Mill Valley, USA.

Tracking Zaria

Last checked October 16, 2026

Get Zaria roles before they're posted

A role stays uncontested for about four days. Here's the window, and where we put you in it.

Notify me when Zaria hires

From $5.99/week, cancel any time.

  1. LiveWatching Zaria0 applicants
  2. +2hRole spotted & verified1 applicant
  3. +4hYou get the alert1 applicant
  4. Day 3You've applied~8 applicants
  5. Day 7+Hits the job boards250+ applicants

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