Mortgage Production Analyst

We are seeking experienced candidates with experience in mortgage operations to perform quality control of our product outputs. This role requires deep underwriting expertise - including comprehensive knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines - to validate income calculations, underwriting conditions, and other loan-level outputs for accuracy and completeness..

The successful candidate will have hands-on experience interpreting and analyzing income, asset, credit, AUS, and collateral documentation, applying underwriting rules, performing income calculations and creating conditions. What you'll do:

• Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA,VA, and USDA guidelines to rigorously QC mortgage applications.
• Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct data extraction and classification, and application of underwriting rules within the product, such as income calculator output.
• Identify errors, omissions, inconsistencies, and guideline exceptions requiring correction or further review.
• Make necessary updates to ensure accurate and complete results.
• Meet established standards for accuracy, turnaround time, and productivity in a real-time production environment.
• Identify recurring error patterns and share actionable feedback with UW team leadership.

Who we're looking for: (Skill Sets and Qualifications)

• 6+ years of mortgage underwriting experience, including FHA and VA.
• Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc).
• Strong expertise in income analysis, credit evaluation, and AUS findings.
• Tech-savvy
• Excellent documentation skills and detail orientation..

Preferred Qualifications

• Experience with fintech or SaaS mortgage tools.
• Familiarity with automated income calculation or verification platforms.