About the Role
Join a fintech team building banking products for small businesses. You will own a major product area across money movement, account services, platform reliability, and customer security, helping make complex financial workflows simple and dependable.
What You'll Do
- Own strategy, roadmap, and execution for core banking products, including deposit accounts, payments, cards, and supporting infrastructure.
- Improve end-to-end account opening, funding, deposits, and money-movement experiences across ACH, wires, transfers, bill pay, and card transactions.
- Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows.
- Use customer research and usage data to identify high-impact opportunities and guide product discovery.
- Write clear specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
- Work with Risk, Compliance, and Legal to address fraud, security, and regulatory requirements throughout product development.
- Manage integrations and product relationships with banking partners and third-party vendors.
- Track metrics including activation, engagement, retention, product adoption, and reliability.
What We're Looking For
- Typically 5 to 15 years of relevant product experience, including demonstrated ownership of banking products.
- Strong experience building non-card payment and money-movement products, such as ACH, wire transfers, or real-time payments.
- Practical understanding of payment mechanics, including selecting the appropriate rail for a transaction and common ACH return reasons.
- Experience partnering with backend engineers on financial product systems, and familiarity with agentic tooling.
- Ability to translate complex financial and operational requirements into clear, secure customer experiences.
Compensation & Benefits
Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available.
Location
Hybrid in New York City, New York, with 2 to 3 days onsite each week.
Live on cleara's board as of 15 Nov. We check it every day.
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